Maximize your payouts and eliminate fees with free, high-interest Kasasa Cash®. Kasasa Cash is a revolutionary way to bank. Everyday things, like receiving free eStatements and using your debit card, reward you with high interest.
Plus, receive ATM fee refunds* on any ATM transaction made within the United States. Get more without giving more with free checking that pays.
- 3.00% APY* on balances up to $15,000
- 3.00% to 0.61 % APY on balances over $15,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Unlimited nationwide ATM fee refunds*
- Can link to high-interest Kasasa Saver® account
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking, bill pay & mobile money
- Free eStatements
- Free Visa® debit card
- Unlimited check writing
- No minimum deposit to open
Qualifying for rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following transactions and activities in your Kasasa Cash checking account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and log into online banking
- Be enrolled and receive eStatements
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning high interest and nationwide ATM fee refunds the very next month.
*APY=Annual Percentage Yield. APYs accurate as of 01/14/2013. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 3.00%; and (3) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in a range of 3.00% to 0.61% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher.