Business Banking - Loans
Experienced Business Bankers...
First Financial Bank is recognized as a leading business lender in Arkansas. We pride ourselves in helping businesses grow and prosper.
Do You Need A Loan To:
- Expand or renovate facilities?
- Purchase machinery, equipment, fixtures or leasehold improvements?
- Finance receivables or working capital?
- Purchase an existing business?
- Refinance existing debt for more reasonable terms or increased cash flow?
- Construct a new commercial building?
First Financial Bank provides the following commercial loans:
- Working Capital
- Inventory
- Accounts Receivable
- New Products
- Expansion
- Equipment
- Purchase Real Estate
- Trade Letter Of Credit
We are ready to assist and guide you through the process and help you reach the goals you have set for your business. Repayment terms vary depending how the loan proceeds will be used and your business's ability to repay the loan.
Small Business Administration Loans
As a certified lender of the U. S. Small Business Administration's loan program, we can offer you business loans with reasonable terms including long-term fixed rate financing.
Commonly Asked Questions
Does my business qualify for a SBA Loan?
Approximately 98% of all businesses are eligible for SBA assistance.
What information will the Bank need to get started?
The Bank provides a personal financial statement form and loan application for you to complete and return along with business financials, business plan summary and tax returns.
How long will it take to get my loan?
A SBA credit decision on a complete loan package will normally be made within three working days from the time it is received from the lender. Prior to that, it typically takes one to two weeks for the Bank to package your loan proposal.
What was once perceived, as an enormous paper process is now relatively simple.
There are several SBA loan programs available. To determine which type of loan is right for your business, visit with our loan specialists so that your business plan can be put into action.
Did you know...?
The Small Business Administration is the largest source of long term
small business financing in the nation.
In 1996, over 90 million dollars was loaned to assist small business in
Arkansas.
Small business employs 53% of the private United States work force.
Small business contributes 47% of all sales in the United States.
Small business generates 50% of the Gross Domestic product.
Let Us Hear From You...
First Financial Bank has a program to meet your needs. Let us provide
further information regarding financing options for your business. You
may contact our loan officers at:
315 W. Main and 214 N. Washington, El Dorado (870)
863-7000
510 Hwy 35 South, Carthage (601) 267-6657
700 N. Robinson, Senatobia (662) 562-7290
