Business Banking - Savings
First Financial offers you a choice of savings accounts designed to meet your business needs. Check out the benefits of our accounts and make your choice today.
Business First Money
Business First Money is for those who don't need to write many checks. This is our top interest-paying business account which allows you to earn money market rates and have instant access to your money.
- Opening deposit of $1,500.
- No monthly service charge unless your balance falls below $1,500 at any time during the month. If balance falls below $1,500, service charge is $10 per month.
- Transfers from a First Money account to another or to third parties by pre-authorized, automatic, computer, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, point-of-sale, or similar order to third parties. An excessive transaction fee of $10 will be charged for each third party check or electronic transfer to third party in excess of three during a statement cycle.
- Four tier interest plan to maximize your earning potential.
- Interest compounded and credited monthly.
- Complete monthly statement.
- Free Internet and Telephone Banking.
Business Statement Savings
Business Statement Savings may be used alone or in combination with Business Checking. It will help you conveniently keep track of your money while earning interest.
- Opening deposit of $25.
- No monthly service charge unless balances falls below $100, service charge is $3 per month.
- Unlimited transactions in person, by messenger or by mail.
- Transfers from a Business Statement Savings account to another account or to third parties by preauthorized, automatic, computer, or telephone transfer are limited to six per month with no transfers by check, draft, or similar order to third party. An excessive transaction fee of $3.00 will be charged for each electronic transfer to a third party in excess of six during the month.
- Interest compounded and credited quarterly.
- Complete quarterly statement.
- Free Internet and Telephone Banking.
Certificates of Deposit
Certificates of Deposit are for those that are interested in a short or long term investment. Consider a Certificate of Deposit offering the following:
- An investment with a higher yield than a regular savings account.
- Higher investment amounts receive a higher rate.
- Invest as little as $500.
- Terms range from 91 days to 60 months.
- Interest is compounded monthly and paid monthly.
- Early withdrawal penalties may apply.
El Dorado - Smackover, Arkansas
Carthage - Senatobia, Mississippi
