Farm & Ranch Loans

We proudly serve the continental United States and Hawaii with farm and ranch loans — large or small we can accommodate your real estate financing needs. Let us be your lender of choice, and enjoy competitive rates and flexible terms.

Experience, knowledge, and service tailored to your needs; that's what you can expect with a farm and ranch loan from First Financial Bank. Our loan experts bring over 64 years of combined experience and can help you secure the financing for your unique operation.

Contact one of our loan experts today about a loan or to inquire about loan origination opportunities.

Toll free: 1-888-398-4119

Farmer Mac

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- Farmer Mac Approved Lender

- FSA Preferred Lender in the continental US and Hawaii

- SBA Preferred Lender

- Insurance and third party investors available for larger real estate financing needs

- Finance a wide range of farm and ranch needs, including:

  • Purchase real estate
  • Refinance an existing operation
  • Finance Improvements

- Competitive rates

- Fast Approval

- Terms customized to your unique situation

- Convenient one-on-one service that operates around your schedule

The application process is incredibly easy. Simply click on the "get started now" button above to start the application process with our loan advisors, or come into one of our locations to apply.


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Kathy Daily

SVP Farm and Ranch Lending

First Financial Bank

1717 Alliant Avenue, Suite 12

Louisville, KY 40299

Phone: 502-267-4119

Toll Free: 888-398-4119

Fax: 502-267-9484

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Patrick Hamilton

VP Farm and Ranch Lending

First Financial Bank

8747 New Forest Drive

Wilmington, NC 28411

Phone: 910-599-4051

Toll Free: 888-398-4119

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Nathan Dilday

Loan Officer

First Financial Bank

4239 Mundy Mill Rd.

Oakwood, GA 30566

Phone: 770-531-4343

Fax: 770-531-7373


"I'm very, very satisfied. Any questions or concerns I had were addressed right away. Pat came to my farm to assess our operation. He gave us honest answers and addressed issues accordingly. I am very happy with the service."

—Bob G.,

Alfalfa and Cattle Farmer,

Winnemucca, NV

"One thing I really liked was when Pat came to my farm for a routine inspection and in passing, I mentioned a type of financing that I wanted. To my surprise, Pat said, with no hesitation that Frist Financial Bank could do what I needed. In a few days and a few pieces of paper later, the transaction was complete. From my experience, lenders at other agencies would never have gotten this process done so quickly."

—Kirk H.,

Grape Farmer

Fredonia, NY