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Kasasa Cash:*APY=Annual Percentage Yield. APYs accurate as of 11/22/2017. Rates may change after an account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 4.07%; and (3) balances over $15,000 earn 0.50% interest rate on the portion of the balance over $15,000, resulting in a range of 4.07% to 0.97% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle in a Kasasa Cash account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN.

Kasasa Cash Back: *When monthly qualifications are met, you receive *3% cash back on debit card purchases that post and settle to the account during monthly qualification cycle and up to total cash back of $7.50 per monthly qualification cycle. Qualifying transactions must post to and settle to the account during a monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within a monthly qualification cycle. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN.

Kasasa Tunes: *Sign-Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $10.00 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your Kasasa Tunes debit card that post and settle to your account during the first 45 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $10.00 posts and settles to your account. Any portion of the Sign-Up Bonus that is not used within the stated time period will be forfeited. A minimum deposit of $50.00 is required to open the account. No minimum balance is required to obtain this bonus.

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account. All must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions (PIN-based or signature based transactions), non-retail payment transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" is a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle you will earn up to an aggregate total of $7.50 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, and Google Play purchases must be made with your Kasasa Tunes debit card and both post and settle to your account during the Monthly Qualification Cycle. In addition, you will receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualify. When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases and ATM fees are not refunded. ITunes, Amazon.com, Google Play refunds and ATM fee reimbursements will be credited to your account on the last day of the current statement cycle in which these purchases both post and settle to your account and the ATM fees were incurred. Rewards are variable and may change after your account is opened. Fees may reduce earnings. Any portion of the rewards not used during the Monthly Qualification Cycle will be forfeited.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open an account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons are required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. ITunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc., and Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com Inc. and Google, Inc. are not participants in and/or sponsors of this program.