Darbi Scheppmann

Darbi Scheppmann

VP, Loan Officer

600 Hwy 71 South
Mena, AR 71953

479-394-3552
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NMLS ID: 1401433

After more than two decades in banking at our Mena, AR location, Darbi Scheppmann is well-versed in the details of lending and provides customers with the best loan product for their needs.  As Vice-President and Loan Officer for FFB, she evaluates and authorizes the approval of commercial, consumer and real estate loans.  She works closely with the loan operations and loan servicing departments to ensure that we service the loan (and the customer) effectively from beginning to end.

Darbi enjoys working with her FFB family in Mena and describes her co-workers as compassionate, respectful, and understanding.  “They are there for you whether it is work related or personal.  We are definitely like family here”, she concluded.  One of her main goals is to be sure every customer has a good understanding of the loan products available to them.  “No question is too big or too small”, she said.  “We want them to leave knowing that they understand the financial products and services we are offering them and how it meets their needs”.

She and her husband of 26 years reside in Cove, AR, where they enjoy spending time with family and with each other.  When not at work, their favorite pastime is spoiling their precious granddaughter, Katie.  They enjoy taking beach vacations and she loves to read in her spare time.  When asked what three words others would use to describe her, she said “friendly, dependable, and professional”.

Chris Stewart

Chris Stewart

VP, Loan Officer

510 Hwy 35 South
Carthage, MS 39051

601-267-6657
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NMLS ID: 445255

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For over two decades, Chris Stewart has helped customers in Leake County, MS meet their financial needs on a daily basis – as a teller, customer service representative, and now a Vice-President and Loan Officer.  What he enjoys most about working at FFB is the friendly, family-like atmosphere at FFB in Carthage, MS.  “They’re not just my co-workers”, he said.  “They’re my best friends”. 

Chris enjoys meeting with customers to get to know more about them – their business/financial needs, but also to learn more about them and their family, their goals and plans for the future.  “I like to be sure we’ve answered all their questions before they leave.  I want them to have the best possible information about whatever financial decision they’re faced with”, Stewart said.   

When asked what three words others would use to describe him, he replied:  Hard-working, caring and dependable.  When not at work, Chris and his wife stay busy with an 8th grade son and a 5th grade daughter.  They enjoy going for family walks each afternoon, cooking out at the lake, and spending quality time together.  “My son and I love to fish bass tournaments together.  Whether we win or come in last place, it’s the time together that’s so important”, he concluded. 

Chance Hall

Chance Hall

Consumer Lender

510 Hwy 35 South
Carthage, MS 39051

601-267-6657
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NMLS ID: 1896392

Chance Hall has been a loan officer at our Carthage ,MS location since 2019,  providing expertise in both consumer and commercial loans.  With a total of 12 years’ banking experience, Chance knows how to help customers get the financing they need.  “Dealing with people’s money is not something to take lightly.  I have learned to communicate well with customers to gain their trust and help guide them toward the best decision for their financial future”, he stated. 

Hall says he was drawn to the close-knit team at FFB-Carthage.  “Being a part of a friendly work environment and the opportunity to help people was an enormous draw for me”, Hall stated.  “Every person I work with cares about our customers, and works hard.  We have a good time together, but we definitely get things done”, he concluded. 

When not at work, Chase and his wife, Rachel, can be found chasing their young son, Levi.  They enjoy travel, hunting, tennis, and cookouts.  He and his family are members of Forest Pentecostal Church.  When asked what three words people would use to describe him, he stated:  Random, reliable and Christian. 

Jo Evelyn Herron

Jo Evelyn Herron

Concierge Banker

700 N Robinson St.
Senatobia, MS 38668

662-562-7290
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NMLS ID: 1861463

As a Concierge Banker in Senatobia, Mississippi, Jo Evelyn Herron helps customers with all types of loan and deposit needs.  She is committed to making the process as easy for customers as possible, her customers LOVE her, and we’re pretty fond of her, too.  The recipient of many “thank yous” from customers, one of her recent customer notes said “Thank you is just not enough.  The world would be a better place with more people like you.”  If you talk to her just once – you’ll agree.

What Jo Evelyn likes most about her FFB team is the ‘family-type’ atmosphere and their unified focus on doing what’s best for their customers.  “I love being able to help customers achieve their goals and the relationships we create in the process are truly rewarding”, she stated.  She’s been involved in banking since 1986 and joined FFB in 2011, serving as a Teller, Sr. Customer Service Rep, and Assistant Manager.  In her current role, she helps with consumer/commercial/mortgage lending, CDs, IRAs, and checking/savings accounts.  If you have banking questions – she has answers!

Outside of work, Jo Evelyn enjoys cooking and travel.  She has two sons and one daughter, four grandchildren and two great-grandchildren and loves spending time with her family.  A member of East Antioch Baptist Church, she enjoys singing in the choir, helping on the kitchen committee, and leading Bible study.  When asked what three words she thinks people would use to describe her, she stated:  helpful, loving, and faithful.

Travis Overall

Travis Overall

Loan Officer

700 N Robinson St.
Senatobia, MS 38668

662-562-7290
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NMLS ID: 1680397

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Travis Overall understands that for most customers, buying a house is not only a very important decision but also a significant financial one.  He enjoys being able to help guide them through the process from beginning to end and get their financing closed as soon as possible so they can begin enjoying their new home.

Having spent his entire career in customer-focused positions, Travis is well-prepared with the tools he needs to communicate effectively and relate to his clients as a Mortgage Loan Officer.   “I love working in the community-bank atmosphere of FFB”, he said.  “We’re able to invest in our local communities while also serving borrowers’ needs on a more personal level”. 

When asked what three words others would use to describe him, he listed “honest, trustworthy, and funny (at least my wife thinks so!)”  When he’s not making his wife, Kati, laugh uncontrollably, Travis enjoys spending time with her and their two kids, Sadie and John Daniel.  They spend time following their kids’ activities and also enjoy just staying home for movie night with the family.

Sarah Wood

Sarah Wood

AVP, Commercial Lender

528 Merriman Ave. East
Wynne, AR 72396

870-238-2361
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NMLS ID: 2039919

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A lifelong resident of northeast Arkansas, Sarah Wood specializes in consumer and mortgage lending but is also well-versed in commercial and agricultural lending in her community.  She is passionate about customer service and helping provide clients with products and services to best serve their families.

Her role at FFB involves working with customers to find the best product for their needs and helping them from start to finish with their loan process - taking necessary steps to make it as smooth as possible.  “Being able to help someone buy a new home or business or just help them out in times of need is really satisfying,” Wood said.  She was part of a team that worked around the clock to help businesses in her community during the PPP loan process.  “I had one business owner I visited with on a Friday night at dinner, and they came to see me shortly after that to start the process.  They were able to get funding via the PPP program, keep their doors open, and provide jobs for their employees during the pandemic.  It felt great knowing I had a small part in helping them and helping our community”.

Sarah and her husband, Jim, have three kids who keep them very busy and on the go.  When not working, you’ll most likely find her at the softball fields, playing and coaching basketball or the pool.  She enjoys traveling, hosting gatherings, and is an avid sports fan.  (Roll Tide!)  When asked what three words people would describe her, Sarah said, “honest, dependable, and funny”.

Nathan Pierce

Nathan Pierce

AVP, Loan Officer

201 E. Jackson St.
Harrisburg, AR 72432

870-731-0074
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NMLS ID: 2295788

A native of Harrisburg, Pierce graduated from the University of Arkansas at Fort Smith with a degree in Operations Management. He has experience as a field appraiser for the Poinsett County Assessor’s office, utilities director for Harrisburg Water & Gas, and most recently worked as a Senior Appraisal Specialist. Nathan will report to Zachary Price in Harrisburg. “Nathan’s experience in real estate, along with many relationships in Northeast Arkansas make him a valuable addition to our bank family. We are excited to have Nathan on our team”, stated Price.

In his role as AVP/Loan Officer, Nathan will help customers meet their financial goals by providing loan solutions that are tailored to their needs. He also shares his leadership and expertise outside the workplace, serving as President of the Harrisburg Rotary Club, Vice-Chair of the Poinsett County Housing Authority, and a member of the Harrisburg Planning and Zoning Committee.

When not at work, Nathan enjoys traveling and camping in pursuit of his goal to visit all 52 Arkansas State Parks. Call or stop by today and talk with him about your financial needs.

Laura Hall

Laura Hall

Consumer Lender

315 W Main St. 
El Dorado, AR 71730

870-863-7000
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NMLS ID: 2469042

Laura Hall has perfected customer service with her relationship banking mentality. To her, there is nothing more rewarding than seeing the gratitude in people’s eyes when you are able to help them. She joined the FFB team in 2010 and has worked in various roles. In 2017, she won El Dorado News-Times Reader’s Choice award for Best Teller/Banker. When she’s not helping her clients, you’ll find her home with her husband and two dogs, exercising, or attending local events. She loves to travel and visits her family in Germany every summer and typically incorporates trips to other European countries such as France, England, and Spain. Her personal goal is to see the ocean (whichever one it may be) at least once a year!

Tyler Steward

Tyler Steward

Consumer Lender

315 W Main St.
El Dorado, AR 71730

870-863-7000
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NMLS ID: 2526056

Since 2017, TJ has been helping customers with their finances. After graduating college, he knew he wanted to work for a company established in his hometown, which led him to FFB. TJ gives clients top-notch customer service and helps them achieve their financial goals. He volunteers and serves on the United Way of Union County board of directors, is a graduate of ULead Class XI, and is a Percussionist at Mt. Calvary Missionary Baptist Church. TJ enjoys spending time with his wife and daughter. You’ll also catch him watching and cheering on the El Dorado Wildcats or Arkansas Razorbacks!