Jeremy Morgan

Jeremy Morgan

First Financial Bank
El Dorado, Arkansas
Phone: 870-863-7000
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NMLS ID: 1869341

In his work as a consumer lender, Jeremy prides himself on being able to give his customers excellent service in record time.  Whether they need a new vehicle, a boat, or just a line of credit – he provides the guidance and professional help that customers appreciate.  His background as a coach helped him learn to deal with different types of people and wear many hats, so he naturally can adapt to whatever the person or situation brings to the table.

When asked what he enjoys most about working with clients he said he enjoys earning their trust and helping them get access to needed financing.   He loves working for a bank that he says “has been a leader in this community for as long as I can remember” and loves being part of a team that has a strong bond and works together well.

Jeremy is a huge sports fan and follows the New Orleans Saints, Houston Astros, and everything Razorback related.  He and his wife, Lacey, have been married for 8 years and have a 6-year old son and 6-month old daughter.  He loves to play golf and is an active member of Wyatt Baptist Church where he teaches Sunday School and leads a Sunday evening Connections group.  When asked what three words people would use to describe him, Jeremy said “passionate, determined, and organized”.

Darbi Scheppmann

Darbi Scheppmann

First Financial Bank
Mena, Arkansas
Phone: 479-394-3552
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NMLS ID: 1401433

After more than two decades in banking at our Mena, AR location, Darbi Scheppmann is well-versed in the details of lending and provides customers with the best loan product for their needs.  As Vice-President and Loan Officer for FFB, she evaluates and authorizes the approval of commercial, consumer and real estate loans.  She works closely with the loan operations and loan servicing departments to ensure that we service the loan (and the customer) effectively from beginning to end.

Darbi enjoys working with her FFB family in Mena and describes her co-workers as compassionate, respectful, and understanding.  “They are there for you whether it is work related or personal.  We are definitely like family here”, she concluded.  One of her main goals is to be sure every customer has a good understanding of the loan products available to them.  “No question is too big or too small”, she said.  “We want them to leave knowing that they understand the financial products and services we are offering them and how it meets their needs”.

She and her husband of 26 years reside in Cove, AR, where they enjoy spending time with family and with each other.  When not at work, their favorite pastime is spoiling their precious granddaughter, Katie.  They enjoy taking beach vacations and she loves to read in her spare time.  When asked what three words others would use to describe her, she said “friendly, dependable, and professional”.

Chris Stewart

Chris Stewart

First Financial Bank
510 Hwy 35 South
Carthage, MS 39051

Phone: (601) 267-6657
Fax: (601) 267-6689
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NMLS ID: 445255

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For over two decades, Chris Stewart has helped customers in Leake County, MS meet their financial needs on a daily basis – as a teller, customer service representative, and now a Vice-President and Loan Officer.  What he enjoys most about working at FFB is the friendly, family-like atmosphere at FFB in Carthage, MS.  “They’re not just my co-workers”, he said.  “They’re my best friends”. 

Chris enjoys meeting with customers to get to know more about them – their business/financial needs, but also to learn more about them and their family, their goals and plans for the future.  “I like to be sure we’ve answered all their questions before they leave.  I want them to have the best possible information about whatever financial decision they’re faced with”, Stewart said.   

When asked what three words others would use to describe him, he replied:  Hard-working, caring and dependable.  When not at work, Chris and his wife stay busy with an 8th grade son and a 5th grade daughter.  They enjoy going for family walks each afternoon, cooking out at the lake, and spending quality time together.  “My son and I love to fish bass tournaments together.  Whether we win or come in last place, it’s the time together that’s so important”, he concluded. 

Chance Hall

Chance Hall

First Financial Bank
510 Hwy 35 South
Carthage, MS 39051
Phone: (601) 267-6657
Fax: (601) 267-6689
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NMLS ID: 1896392

Chance Hall has been a loan officer at our Carthage ,MS location since 2019,  providing expertise in both consumer and commercial loans.  With a total of 12 years’ banking experience, Chance knows how to help customers get the financing they need.  “Dealing with people’s money is not something to take lightly.  I have learned to communicate well with customers to gain their trust and help guide them toward the best decision for their financial future”, he stated. 

Hall says he was drawn to the close-knit team at FFB-Carthage.  “Being a part of a friendly work environment and the opportunity to help people was an enormous draw for me”, Hall stated.  “Every person I work with cares about our customers, and works hard.  We have a good time together, but we definitely get things done”, he concluded. 

When not at work, Chase and his wife, Rachel, can be found chasing their young son, Levi.  They enjoy travel, hunting, tennis, and cookouts.  He and his family are members of Forest Pentecostal Church.  When asked what three words people would use to describe him, he stated:  Random, reliable and Christian. 

Jo Evelyn Herron

Jo Evelyn Herron

First Financial Bank
Senatobia, MS
Phone: 662-562-7290
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NMLS ID: 1861463

As a Concierge Banker in Senatobia, Mississippi, Jo Evelyn Herron helps customers with all types of loan and deposit needs.  She is committed to making the process as easy for customers as possible, her customers LOVE her, and we’re pretty fond of her, too.  The recipient of many “thank yous” from customers, one of her recent customer notes said “Thank you is just not enough.  The world would be a better place with more people like you.”  If you talk to her just once – you’ll agree.

What Jo Evelyn likes most about her FFB team is the ‘family-type’ atmosphere and their unified focus on doing what’s best for their customers.  “I love being able to help customers achieve their goals and the relationships we create in the process are truly rewarding”, she stated.  She’s been involved in banking since 1986 and joined FFB in 2011, serving as a Teller, Sr. Customer Service Rep, and Assistant Manager.  In her current role, she helps with consumer/commercial/mortgage lending, CDs, IRAs, and checking/savings accounts.  If you have banking questions – she has answers!

Outside of work, Jo Evelyn enjoys cooking and travel.  She has two sons and one daughter, four grandchildren and two great-grandchildren and loves spending time with her family.  A member of East Antioch Baptist Church, she enjoys singing in the choir, helping on the kitchen committee, and leading Bible study.  When asked what three words she thinks people would use to describe her, she stated:  helpful, loving, and faithful.

Travis Overall

Travis Overall

First Financial Bank
700 North Robinson
Senatobia, MS 38668

Phone: (662) 562-7290
Fax: (662) 562-0663
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NMLS ID: 1680397

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Travis Overall understands that for most customers, buying a house is not only a very important decision but also a significant financial one.  He enjoys being able to help guide them through the process from beginning to end and get their financing closed as soon as possible so they can begin enjoying their new home.

Having spent his entire career in customer-focused positions, Travis is well-prepared with the tools he needs to communicate effectively and relate to his clients as a Mortgage Loan Officer.   “I love working in the community-bank atmosphere of FFB”, he said.  “We’re able to invest in our local communities while also serving borrowers’ needs on a more personal level”. 

When asked what three words others would use to describe him, he listed “honest, trustworthy, and funny (at least my wife thinks so!)”  When he’s not making his wife, Kati, laugh uncontrollably, Travis enjoys spending time with her and their two kids, Sadie and John Daniel.  They spend time following their kids’ activities and also enjoy just staying home for movie night with the family.

Sarah Wood

Sarah Wood

First Financial Bank
528 Merriman Ave. E
Wynne, AR 72396

Phone: (870) 238-2361
Fax: (870) 238-4284
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NMLS ID: 2039919

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A lifelong resident of northeast Arkansas, Sarah Wood specializes in consumer and mortgage lending, but is also well-versed in commercial and agricultural lending in her community.  She fondly recalls her first impression of the folks at FFB:  “While I was waiting to be interviewed, I noticed employees laughing, smiling, and enjoying each other and their work.  It really made it easy to say “yes” when I received the job offer to join the FFB family”.

Her role at FFB involves working with customers to find the best product for their needs and helping them from start to finish with their loan process - taking whatever steps necessary to make it as smooth as possible.  “Being able to help someone buy a new home or business or just help them out in times of need is really satisfying”, Wood said.  She was part of a team that worked around-the-clock to help businesses in her community during the PPP loan process.  “I had one business owner that I visited with on a Friday night at dinner and they came to see me shortly after that and get the process started.  They were able to get funding via the PPP program, keep their doors open and provide jobs for their employees during the pandemic.  It felt great knowing I had a small part in helping them and helping our community”.

Sarah and her husband, Jim, have three kids who keep them very busy and on the go.  When not working, you’ll most likely find her at the softball fields, the park, or the pool.  She enjoys traveling, hosting gatherings, and is an avid sports fan.  (Roll Tide!) 

Nathan Pierce

Nathan Pierce

First Financial Bank
Harrisburg, Arkansas

Phone: (870) 731-0074
Fax: (870) 578-2049
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NMLS ID: 2295788

A native of Harrisburg, Pierce graduated from the University of Arkansas at Fort Smith with a degree in Operations Management. He has experience as a field appraiser for the Poinsett County Assessor’s office, utilities director for Harrisburg Water & Gas, and most recently worked as a Senior Appraisal Specialist. Nathan will report to Zachary Price in Harrisburg. “Nathan’s experience in real estate, along with many relationships in Northeast Arkansas make him a valuable addition to our bank family. We are excited to have Nathan on our team”, stated Price.

In his role as AVP/Loan Officer, Nathan will help customers meet their financial goals by providing loan solutions that are tailored to their needs. He also shares his leadership and expertise outside the workplace, serving as President of the Harrisburg Rotary Club, Vice-Chair of the Poinsett County Housing Authority, and a member of the Harrisburg Planning and Zoning Committee.

When not at work, Nathan enjoys traveling and camping in pursuit of his goal to visit all 52 Arkansas State Parks. Call or stop by today and talk with him about your financial needs.