Small Business Administration (SBA) Loans

As a preferred lender, we know SBA loans. Our team of experts will guide you through the entire process — and get the funds you need fast. 

Key Features

  • Competitive Rates
  • Lower Down Payments
  • Extended Terms
  • Local Processing
Request Info
  • Available for start-up businesses, as well as purchasing, expanding, and refinancing existing businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
  • Competitive fixed and variable rates for a wide range of business purposes:
    • Expand, acquire or start a business
    • Purchase or construct real estate
    • Refinance existing business debt
    • Buy equipment
    • Provide working capital
    • Finance building improvements
    • Purchase inventory 
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Attentive, friendly service from start to finish

Loan Size

Loan amount may vary depending on the request, but is limited to $5,000,000.

Interest Rate

  • Variable or fixed rate
  • Fully amortized through the term of the loan

Terms Available Amortization Periods

  • Up to 25 years on commercial real estate, and up to 20 years on farm real estate
  • Up to 10 years: equipment, business acquisition
  • Up to 10 years: working capital
  • All loans are fully amortized
  • No balloon payments

Loan Structure

  • Equity injection of at least 10% of the total project cost on Change of Ownership transactions and on Start-Ups

Loan Fees

  • SBA Fees ranging from 0% to 2.77% of the loan amount depending on loan size
  • Fees rolled into loan

Good SBA loan prospects are listed below, but not limited to:

  • Business Acquisitions 
  • Loans to professionals – Doctors, Dentists, Veterinarians, Pharmacists 
  • Pet boarding facilities/pet hotels 
  • Real estate financing 
  • Franchises (SBA eligible) 
  • Service companies 
  • Manufacturers and wholesalers 
  • Hotels 

Create a Business Plan

One of the best ways to prepare for SBA financing is to develop a business plan. It helps prove you have the data, gameplan, and business skill to be worth the investment. Not sure where to begin? We'll walk you through it.

Get Started

Request Info