As a preferred lender, we know SBA loans. Our team of experts will guide you through the entire process — and get the funds you need fast. 

Key Features

  • Competitive Rates
  • Lower Down Payments
  • Extended Terms
  • Available for start-up businesses, as well as purchasing, expanding, and refinancing existing businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
  • Competitive fixed and variable rates for a wide range of business purposes:
    • Expand, acquire or start a business
    • Purchase or construct real estate
    • Refinance existing business debt
    • Buy equipment
    • Provide working capital
    • Finance building improvements
    • Purchase inventory 
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Attentive, friendly service from start to finish

Loan Size

Loan amount may vary depending on the request, but is limited to $5,000,000.

Interest Rate

  • Variable or fixed rate
  • Fully amortized through the term of the loan

Terms Available Amortization Periods

  • Up to 25 years on commercial real estate, and up to 20 years on farm real estate
  • Up to 10 years: equipment, business acquisition
  • Up to 10 years: working capital
  • All loans are fully amortized
  • No balloon payments

Loan Structure

  • Equity injection of at least 10% of the total project cost on Change of Ownership transactions and on Start-Ups

Loan Fees

  • SBA Fees ranging from 0% to 2.77% of the loan amount depending on loan size
  • Fees rolled into loan

Good SBA loan prospects are listed below, but not limited to:

  • Business Acquisitions 
  • Loans to professionals – Doctors, Dentists, Veterinarians, Pharmacists 
  • Pet boarding facilities/pet hotels 
  • Real estate financing 
  • Franchises (SBA eligible) 
  • Service companies 
  • Manufacturers and wholesalers 
  • Hotels 

Create a Business Plan

One of the best ways to prepare for SBA financing is to develop a business plan. It helps prove you have the data, gameplan, and business skill to be worth the investment. Not sure where to begin? We'll walk you through it.

Get Started