Free Kasasa Saver

Saving should be simple, so we put it on autopilot. Earn interest — and your Kasasa® checking rewards — each month automatically.

Rates

Key Features

  • Automatic Savings
  • Earn High Interest
  • No Monthly Maintenance Fee
  • No Minimum Balance Requirements
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  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking to auto-transfer rewards
  • 1.00% APY+ on balances up to $50,000
  • 1.00% to 1.34% APY on balances over $50,000 depending on balance in account+
  • 0.05% APY+ if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • Free digital banking services, including:
  • $50 minimum deposit to open

View the 2025 Kasasa Qualification Cycle Dates.

Earning Your Rewards is So Easy — You're Probably Already Doing It!

There are no extra qualifications to get the Kasasa Saver reward rate. Qualifying for the Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, simply complete the following transactions and activities in your Kasasa checking account each monthly qualification cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

If you do not meet the qualifications, don't worry! There is no penalty, and both accounts are still free and earn our base rate of interest. Plus, you can get back to earning the full rewards the very next month.

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+APY=Annual Percentage Yield. APY is accurate as of 11/17/2022. Rates may change after account is opened. If qualifications in Kasasa Checking are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $50,000 in Kasasa Saver earn 1.50% interest rate on portion of balance over $50,000, resulting in a range of .9954% to 1.4898% APY depending on the balance. Kasasa Saver is only available to customers with a Kasasa Checking account. If qualifications are not met on Kasasa Checking, all balances in Kasasa Saver earn 0.05% APY. Limit one account per SSN.