Supporting almost 500,000 jobs in the US, the poultry and egg industry is a vital part of the national economy. For almost 30 years, First Financial Bank has offered financial resources and personal service to poultry growers across the country. You don't become one of the nation's leading poultry lenders by sitting in your office. We'll come to you. And we'll bring a solution with us to help you succeed.

Don't see your state listed? Please inquire here for more information.

 

Alabama
Greg Graham

Greg Graham

Ag Lending Officer, SVP

2201 Gault Ave. North, Suite G
Fort Payne, AL 35967

256-845-4270
877-845-4271
Message Greg

Helping his clients fulfill their dreams as farm owners is the driving force behind Greg’s enthusiasm for agriculture and poultry lending. With over twenty years’ experience, he continues this passion through a personal commitment to honesty by building lifelong relationships with his clients.  

Farm owners trust Greg’s comprehensive lending plans tailored to their specific needs. His commitment to finding financial solutions and watching his clients turn their dreams into income producing investments is what keeps him going.

Outside of the office, Greg is a family man and an involved member of his church. His passion for the outdoors is furthered by his participation in Scouting and local historical reenactments.

Clint Russell

Clint Russell

Ag Lending Officer

2201 Gault Ave. North, Suite G
Fort Payne, AL 35967

256-997-6568
877-845-4271
Message Clint

Since 1998, Clint’s work in the poultry industry has helped him understand poultry operations from the inside out.  His work as a Service Tech showed him ways to maximize production, manage inventories, and deal with the day-to-day issues that poultry growers face.  This knowledge helps Clint to suggest financial solutions that he knows will make the most sense to farm owners.

His most recent role as a store manager for Volunteer Poultry, provided him with even broader knowledge and skills, including interacting with poultry integrators, outside sales, and supervising both retrofits and new construction of poultry houses.

He and his wife, Sonja, are the proud parents of Olivia and Tyson, who keep them hopping most of the time, but when he has some free time, Clint enjoys hunting, fishing, and golf.

Arkansas
Heath Allen

Heath Allen

Ag Lending Officer, AVP

609 East Broadway
Morrilton, AR 72110

501-354-0220

2638 East Joyce Blvd., Suite 2
Fayetteville, AR 72703


479-442-7773
800-728-1700
Message Heath

Farm owners don’t just come to Heath for his insight and loan recommendations, but for the collaborative relationship he’s worked so hard to establish with them. Over the years, he has excelled in helping his clients meet their farm financial needs and making their agricultural dreams come true.

Heath recognizes the importance of family. Both FFB colleagues and clients alike are valued and treated as he would his own family. He creates relationships where each person feels respected through his honesty, loyalty, and hard work. 

At home, Heath is an active member of his church. He enjoys the outdoors and hunting and fishing with his family.

Hunter Blackwood

Hunter Blackwood

Ag Lending Officer

300 East Peach St.
El Dorado, AR 71730

870-863-7000

600 Hwy 71 South
Mena, AR 71953

479-777-6239
888-245-6268
Message Hunter

Hunter grew up in the area and is proud to serve the Western Arkansas and Eastern Oklahoma region. He knew after graduating college from SAU with an Agriculture Business degree, he didn’t just want to work for anyone. He wanted to find a place that had the same passion for local communities, farmers, and agriculture, which led him to First Financial Bank. 

Hunter enjoys spending time with family, fishing, and going to Razorback sporting events.

Matt Garrett

Matt Garrett

Ag Lending Officer, SVP

609 East Broadway
Morrilton, AR 72110

501-354-0220

2638 East Joyce Blvd., Suite 2
Fayetteville, AR 72703

479-442-7773
800-728-1700
Message Matt

Whether standing around the hood of a pickup or sitting at their kitchen table, farm owners in the Fayetteville, Arkansas area trust Matt to lead them through the intricacies of agricultural lending. Matt fully understands the needs of poultry farmers drawing from his experience at Tyson Foods before joining FFB.

Matt is passionate about helping the community build sustainable and profitable poultry farms that can be passed down for generations. Farmers know they can trust their plans and dreams with the FFB team.

Away from work, Matt enjoys being outdoors and traveling with his wife, Candyce, and their two children, Maddy and Carson. He is also an avid hunter and angler.

Adam Tinsley

Adam Tinsley

Ag Lending Officer, VP

600 Hwy 71 South
Mena, AR 71953

479-394-3552

300 East Peach St.
El Dorado, AR 71730

870-863-7000
800-562-6896

Message Adam

Adam graduated with a BBA in finance from Southern Arkansas University and has worked on the retail side of banking at FFB for the past decade, including the last four years as a consumer lending officer. During that time, Adam has been recognized for going “above and beyond” for his customers and we know he will bring that same dedication and level of personal service to our poultry customers.

When he’s not serving customers, Adam enjoys fishing and following the Arkansas Razorbacks.

Delaware
Allen Ginn

Allen Ginn

Ag Lending Officer, SVP

10250 Stone Creek Dr., Unit #2
Laurel, DE 19956

770-299-4620
Message Allen

Allen joined First Financial Bank in 2008 after 17 years in Live Production for Gold Kist, Inc.   Having a Live Production background coupled with 10+ years of financial experience, Allen truly understands what his customers need to be successful poultry farmers. Nothing makes him happier than seeing the excitement on a client’s face when the loan closes and knowing that First Financial Bank played a key role in enabling their plans.

In 2010, Allen and his family relocated from Gainesville, GA to Goldsboro, NC to open FFB’s second North Carolina location.  In addition to serving the needs of poultry producers in Eastern North Carolina, Allen added Virginia, Maryland, and Delaware to First Financial Bank’s footprint.  His very first construction loan on the Eastern Shore was to a couple who’d been approved by an integrator to construct four broiler houses, but was unable to obtain financing from several local lenders.  First Financial Bank approved that loan and in the last eight years, First Financial Bank has helped them expand to a thriving ten-house broiler operation. These are the kinds of successes that drive Allen.

Outside work, Allen loves to spend time with his family and friends camping in the Southeast, spending time in the outdoors; hunting, fishing and playing golf.

Ashley Mitchell

Ashley Mitchell

Ag Lending Officer

10250 Stone Creek Dr., Unit #2
Laurel, DE 19956

302-280-6173
Message Ashley

Ashley joined the team in 2018 and has a deep knowledge of lending programs and diverse accounting and finance experience, making her an invaluable asset to the team. She enjoys helping clients reach their goals - whether it's purchasing a farm, making improvements to their existing farm, or getting the loan to the closing table. "The Eastern Shore has a significant agricultural presence. My grandparents have a small row crop farm, my husband is an Ag Manager for a frozen vegetable company, and his family has a small poultry and grain farm. I am honored to have the opportunity to be involved in Agriculture in my own way while utilizing my financial experience, stated Mitchell." Outside of Work, Ashley loves to travel, listen to live music, and spend time with friends and family.

Florida
Allen Ginn

Allen Ginn

Ag Lending Officer, SVP

815 Washington St.
Gainesville, GA 30501

770-299-4620
866-531-4343
Message Allen

Allen joined First Financial Bank in 2008 after 17 years in Live Production for Gold Kist, Inc.   Having a Live Production background coupled with 10+ years of financial experience, Allen truly understands what his customers need to be successful poultry farmers. Nothing makes him happier than seeing the excitement on a client’s face when the loan closes and knowing that First Financial Bank played a key role in enabling their plans.

In 2010, Allen and his family relocated from Gainesville, GA to Goldsboro, NC to open FFB’s second North Carolina location.  In addition to serving the needs of poultry producers in Eastern North Carolina, Allen added Virginia, Maryland, and Delaware to First Financial Bank’s footprint.  His very first construction loan on the Eastern Shore was to a couple who’d been approved by an integrator to construct four broiler houses, but was unable to obtain financing from several local lenders.  First Financial Bank approved that loan and in the last eight years, First Financial Bank has helped them expand to a thriving ten-house broiler operation. These are the kinds of successes that drive Allen.

Outside work, Allen loves to spend time with his family and friends camping in the Southeast, spending time in the outdoors; hunting, fishing and playing golf.

Georgia
Allen Ginn

Allen Ginn

Ag Lending Officer, SVP

815 Washington St.
Gainesville, GA 30501

770-299-4620
866-531-4343
Message Allen

Allen joined First Financial Bank in 2008 after 17 years in Live Production for Gold Kist, Inc.   Having a Live Production background coupled with 10+ years of financial experience, Allen truly understands what his customers need to be successful poultry farmers. Nothing makes him happier than seeing the excitement on a client’s face when the loan closes and knowing that First Financial Bank played a key role in enabling their plans.

In 2010, Allen and his family relocated from Gainesville, GA to Goldsboro, NC to open FFB’s second North Carolina location.  In addition to serving the needs of poultry producers in Eastern North Carolina, Allen added Virginia, Maryland, and Delaware to First Financial Bank’s footprint.  His very first construction loan on the Eastern Shore was to a couple who’d been approved by an integrator to construct four broiler houses, but was unable to obtain financing from several local lenders.  First Financial Bank approved that loan and in the last eight years, First Financial Bank has helped them expand to a thriving ten-house broiler operation. These are the kinds of successes that drive Allen.

Outside work, Allen loves to spend time with his family and friends camping in the Southeast, spending time in the outdoors; hunting, fishing and playing golf.

Indiana
Hunter Crowson

Hunter Crowson

Ag Lending Officer

Dyer, TN

731-318-2648
Message Hunter

Since 2015, Hunter’s been working in the Poultry Industry. As a Cobb and Tyson Breeder tech, he took great pride in making sure his growers would be the most successful that they could be in each flock. His experience as a tech will provide value to his clients to help them grow their operations. With his skillset, he’s an Accountant for the TN National Guard and serves as a part-time youth pastor. In his free time, he enjoys farming, mechanics, DIY home improvements, and spending time with his wife.

Kentucky
Hunter Crowson

Hunter Crowson

Ag Lending Officer

Dyer, TN

731-318-2648
Message Hunter

Since 2015, Hunter’s been working in the Poultry Industry. As a Cobb and Tyson Breeder tech, he took great pride in making sure his growers would be the most successful that they could be in each flock. His experience as a tech will provide value to his clients to help them grow their operations. With his skillset, he’s an Accountant for the TN National Guard and serves as a part-time youth pastor. In his free time, he enjoys farming, mechanics, DIY home improvements, and spending time with his wife.

Louisiana
Adam Tinsley

Adam Tinsley

Ag Lending Officer, VP

600 Hwy 71 South
Mena, AR 71953

479-394-3552

300 East Peach St.
El Dorado, AR 71730

870-863-7000
800-562-6896

Message Adam

Adam graduated with a BBA in finance from Southern Arkansas University and has worked on the retail side of banking at FFB for the past decade, including the last four years as a consumer lending officer. During that time, Adam has been recognized for going “above and beyond” for his customers and we know he will bring that same dedication and level of personal service to our poultry customers.

When he’s not serving customers, Adam enjoys fishing and following the Arkansas Razorbacks.

Maryland
Allen Ginn

Allen Ginn

Ag Lending Officer, SVP

815 Washington St.
Gainesville, GA 30501

770-299-4620
866-531-4343
Message Allen

Allen joined First Financial Bank in 2008 after 17 years in Live Production for Gold Kist, Inc.   Having a Live Production background coupled with 10+ years of financial experience, Allen truly understands what his customers need to be successful poultry farmers. Nothing makes him happier than seeing the excitement on a client’s face when the loan closes and knowing that First Financial Bank played a key role in enabling their plans.

In 2010, Allen and his family relocated from Gainesville, GA to Goldsboro, NC to open FFB’s second North Carolina location.  In addition to serving the needs of poultry producers in Eastern North Carolina, Allen added Virginia, Maryland, and Delaware to First Financial Bank’s footprint.  His very first construction loan on the Eastern Shore was to a couple who’d been approved by an integrator to construct four broiler houses, but was unable to obtain financing from several local lenders.  First Financial Bank approved that loan and in the last eight years, First Financial Bank has helped them expand to a thriving ten-house broiler operation. These are the kinds of successes that drive Allen.

Outside work, Allen loves to spend time with his family and friends camping in the Southeast, spending time in the outdoors; hunting, fishing and playing golf.

Ashley Mitchell

Ashley Mitchell

Ag Lending Officer

10250 Stone Creek Dr., Unit #2
Laurel, DE 19956

302-280-6173
Message Ashley

Ashley joined the team in 2018 and has a deep knowledge of lending programs and diverse accounting and finance experience, making her an invaluable asset to the team. She enjoys helping clients reach their goals - whether it's purchasing a farm, making improvements to their existing farm, or getting the loan to the closing table. "The Eastern Shore has a significant agricultural presence. My grandparents have a small row crop farm, my husband is an Ag Manager for a frozen vegetable company, and his family has a small poultry and grain farm. I am honored to have the opportunity to be involved in Agriculture in my own way while utilizing my financial experience, stated Mitchell." Outside of Work, Ashley loves to travel, listen to live music, and spend time with friends and family.

Mississippi
Michael Barnes

Michael Barnes

Ag Lending Officer, SVP

204 North Van Buren
Carthage, MS 39051

601-267-0095
888-677-7703
Message Michael

Raised in an agricultural family, Michael knows how to navigate the intricacies of poultry lending. Farm owners trust his 20+ years of experience and genuine honesty and integrity. Nothing makes him prouder than when he can help a young couple turn their dreams of owning a poultry farm into a reality.

A farmer himself, he holds himself to the same standard of hard work that his clients exemplify. Michael works closely with his customers to manage their portfolios and with the FFB team to find innovative ways to finance new credit.

Outside of FFB, Michael enjoys spending time on his farm with his family. He has a passion for showing animals, particularly Boer goats.

Lee McDill

Lee McDill

Ag Lending Officer, AVP

204 North Van Buren
Carthage, MS 39051

601-267-0095
888-677-7703
Message Lee

Before joining the FFB family he was a lender at Bank of Forest for 4 years doing consumer and commercial lending.

He enjoys working with the FFB team because they come together as one to make the best decisions for our customers’ interest. He wanted to join the team to help farmers around the area to become more successful and profitable in the poultry industry.  He knows we have an incredible group of experienced lenders here at the FFB Ag Department; where when questions arrive, we can put the best answers together for our customers.

His role at FFB is an Ag Lending Officer, where he specializes in Poultry Lending including helping customers build, purchase, or refinance poultry farms. He enjoys watching his customers grow, have a successful business, and developing a friendship with them.

Away from working, he enjoys being outside and taking vacations. You can probably find him on the golf course or in the woods hunting.

Missouri
Heath Allen

Heath Allen

Ag Lending Officer, AVP

609 East Broadway
Morrilton, AR 72110

501-354-0220

2638 East Joyce Blvd., Suite 2
Fayetteville, AR 72703


479-442-7773
800-728-1700
Message Heath

Farm owners don’t just come to Heath for his insight and loan recommendations, but for the collaborative relationship he’s worked so hard to establish with them. Over the years, he has excelled in helping his clients meet their farm financial needs and making their agricultural dreams come true.

Heath recognizes the importance of family. Both FFB colleagues and clients alike are valued and treated as he would his own family. He creates relationships where each person feels respected through his honesty, loyalty, and hard work. 

At home, Heath is an active member of his church. He enjoys the outdoors and hunting and fishing with his family.

Matt Garrett

Matt Garrett

Ag Lending Officer, SVP

609 East Broadway
Morrilton, AR 72110

501-354-0220

2638 East Joyce Blvd., Suite 2
Fayetteville, AR 72703

479-442-7773
800-728-1700
Message Matt

Whether standing around the hood of a pickup or sitting at their kitchen table, farm owners in the Fayetteville, Arkansas area trust Matt to lead them through the intricacies of agricultural lending. Matt fully understands the needs of poultry farmers drawing from his experience at Tyson Foods before joining FFB.

Matt is passionate about helping the community build sustainable and profitable poultry farms that can be passed down for generations. Farmers know they can trust their plans and dreams with the FFB team.

Away from work, Matt enjoys being outdoors and traveling with his wife, Candyce, and their two children, Maddy and Carson. He is also an avid hunter and angler.

North Carolina
Zac Bray

Zac Bray

Ag Lending Officer, AVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

Growing up on a poultry and cattle operation, Zac understands the financial challenges of the day-to-day operations of agricultural ownership. He enjoys leveraging his personal experience to help local farm owners start or expand their businesses. 

Attracted to Zac’s analytical thinking, personable demeanor, hard-working attitude, farmers trust him to lead them through the loan process from start to finish. Through close collaboration with clients, he finds solutions to any number of financial situations.

Outside of work, Zac enjoys spending time with his wife and two children. He owns a small purebred Angus and Gelbvieh cattle operation. He and his family are active members of Highland Baptist Church in New London, North Carolina. Zac is also a member of the Denton Lions Club, Stanly County Cattleman’s Association and Stanly County Young Farmers and Ranchers.

Zac Tarlton

Zac Tarlton

Ag Lending Officer, SVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

A poultry farm owner himself, Zac’s clients trust his hands-on expertise when it comes to the complexities of agricultural lending. Proud to be a part of an industry designed to feed the world, Zac’s passion is fueled by helping local farmers succeed.

After a decade in poultry operations, Zac joined FFB in 2011, understanding what it takes for his customers to be successful in this industry. Staying by their side throughout the entire loan process, he meets farmers on their properties where they are most comfortable.

Outside of work, Zac, an avid sportsman, enjoys hunting and fishing. He has been married to his wife Jennifer for 14 years and they have a ten-year-old son, Mason.

Ohio
Zac Bray

Zac Bray

Ag Lending Officer, AVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

Growing up on a poultry and cattle operation, Zac understands the financial challenges of the day-to-day operations of agricultural ownership. He enjoys leveraging his personal experience to help local farm owners start or expand their businesses. 

Attracted to Zac’s analytical thinking, personable demeanor, hard-working attitude, farmers trust him to lead them through the loan process from start to finish. Through close collaboration with clients, he finds solutions to any number of financial situations.

Outside of work, Zac enjoys spending time with his wife and two children. He owns a small purebred Angus and Gelbvieh cattle operation. He and his family are active members of Highland Baptist Church in New London, North Carolina. Zac is also a member of the Denton Lions Club, Stanly County Cattleman’s Association and Stanly County Young Farmers and Ranchers.

Zac Tarlton

Zac Tarlton

Ag Lending Officer, SVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

A poultry farm owner himself, Zac’s clients trust his hands-on expertise when it comes to the complexities of agricultural lending. Proud to be a part of an industry designed to feed the world, Zac’s passion is fueled by helping local farmers succeed.

After a decade in poultry operations, Zac joined FFB in 2011, understanding what it takes for his customers to be successful in this industry. Staying by their side throughout the entire loan process, he meets farmers on their properties where they are most comfortable.

Outside of work, Zac, an avid sportsman, enjoys hunting and fishing. He has been married to his wife Jennifer for 14 years and they have a ten-year-old son, Mason.

Oklahoma
Heath Allen

Heath Allen

Ag Lending Officer, AVP

609 East Broadway
Morrilton, AR 72110

501-354-0220

2638 East Joyce Blvd., Suite 2
Fayetteville, AR 72703


479-442-7773
800-728-1700
Message Heath

Farm owners don’t just come to Heath for his insight and loan recommendations, but for the collaborative relationship he’s worked so hard to establish with them. Over the years, he has excelled in helping his clients meet their farm financial needs and making their agricultural dreams come true.

Heath recognizes the importance of family. Both FFB colleagues and clients alike are valued and treated as he would his own family. He creates relationships where each person feels respected through his honesty, loyalty, and hard work. 

At home, Heath is an active member of his church. He enjoys the outdoors and hunting and fishing with his family.

Hunter Blackwood

Hunter Blackwood

Ag Lending Officer

300 East Peach St.
El Dorado, AR 71730

870-863-7000

600 Hwy 71 South
Mena, AR 71953

479-777-6239
888-245-6268
Message Hunter

Hunter grew up in the area and is proud to serve the Western Arkansas and Eastern Oklahoma region. He knew after graduating college from SAU with an Agriculture Business degree, he didn’t just want to work for anyone. He wanted to find a place that had the same passion for local communities, farmers, and agriculture, which led him to First Financial Bank. 

Hunter enjoys spending time with family, fishing, and going to Razorback sporting events.

Matt Garrett

Matt Garrett

Ag Lending Officer, SVP

609 East Broadway
Morrilton, AR 72110

501-354-0220

2638 East Joyce Blvd., Suite 2
Fayetteville, AR 72703

479-442-7773
800-728-1700
Message Matt

Whether standing around the hood of a pickup or sitting at their kitchen table, farm owners in the Fayetteville, Arkansas area trust Matt to lead them through the intricacies of agricultural lending. Matt fully understands the needs of poultry farmers drawing from his experience at Tyson Foods before joining FFB.

Matt is passionate about helping the community build sustainable and profitable poultry farms that can be passed down for generations. Farmers know they can trust their plans and dreams with the FFB team.

Away from work, Matt enjoys being outdoors and traveling with his wife, Candyce, and their two children, Maddy and Carson. He is also an avid hunter and angler.

Adam Tinsley

Adam Tinsley

Ag Lending Officer, VP

600 Hwy 71 South
Mena, AR 71953

479-394-3552

300 East Peach St.
El Dorado, AR 71730

870-863-7000
800-562-6896

Message Adam

Adam graduated with a BBA in finance from Southern Arkansas University and has worked on the retail side of banking at FFB for the past decade, including the last four years as a consumer lending officer. During that time, Adam has been recognized for going “above and beyond” for his customers and we know he will bring that same dedication and level of personal service to our poultry customers.

When he’s not serving customers, Adam enjoys fishing and following the Arkansas Razorbacks.

Pennsylvania
Zac Bray

Zac Bray

Ag Lending Officer, AVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

Growing up on a poultry and cattle operation, Zac understands the financial challenges of the day-to-day operations of agricultural ownership. He enjoys leveraging his personal experience to help local farm owners start or expand their businesses. 

Attracted to Zac’s analytical thinking, personable demeanor, hard-working attitude, farmers trust him to lead them through the loan process from start to finish. Through close collaboration with clients, he finds solutions to any number of financial situations.

Outside of work, Zac enjoys spending time with his wife and two children. He owns a small purebred Angus and Gelbvieh cattle operation. He and his family are active members of Highland Baptist Church in New London, North Carolina. Zac is also a member of the Denton Lions Club, Stanly County Cattleman’s Association and Stanly County Young Farmers and Ranchers.

Ashley Mitchell

Ashley Mitchell

Ag Lending Officer

10250 Stone Creek Dr., Unit #2
Laurel, DE 19956

302-280-6173
Message Ashley

Ashley joined the team in 2018 and has a deep knowledge of lending programs and diverse accounting and finance experience, making her an invaluable asset to the team. She enjoys helping clients reach their goals - whether it's purchasing a farm, making improvements to their existing farm, or getting the loan to the closing table. "The Eastern Shore has a significant agricultural presence. My grandparents have a small row crop farm, my husband is an Ag Manager for a frozen vegetable company, and his family has a small poultry and grain farm. I am honored to have the opportunity to be involved in Agriculture in my own way while utilizing my financial experience, stated Mitchell." Outside of Work, Ashley loves to travel, listen to live music, and spend time with friends and family.

Zac Tarlton

Zac Tarlton

Ag Lending Officer, SVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

A poultry farm owner himself, Zac’s clients trust his hands-on expertise when it comes to the complexities of agricultural lending. Proud to be a part of an industry designed to feed the world, Zac’s passion is fueled by helping local farmers succeed.

After a decade in poultry operations, Zac joined FFB in 2011, understanding what it takes for his customers to be successful in this industry. Staying by their side throughout the entire loan process, he meets farmers on their properties where they are most comfortable.

Outside of work, Zac, an avid sportsman, enjoys hunting and fishing. He has been married to his wife Jennifer for 14 years and they have a ten-year-old son, Mason.

South Carolina
Zac Bray

Zac Bray

Ag Lending Officer, AVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

Growing up on a poultry and cattle operation, Zac understands the financial challenges of the day-to-day operations of agricultural ownership. He enjoys leveraging his personal experience to help local farm owners start or expand their businesses. 

Attracted to Zac’s analytical thinking, personable demeanor, hard-working attitude, farmers trust him to lead them through the loan process from start to finish. Through close collaboration with clients, he finds solutions to any number of financial situations.

Outside of work, Zac enjoys spending time with his wife and two children. He owns a small purebred Angus and Gelbvieh cattle operation. He and his family are active members of Highland Baptist Church in New London, North Carolina. Zac is also a member of the Denton Lions Club, Stanly County Cattleman’s Association and Stanly County Young Farmers and Ranchers.

Allen Ginn

Allen Ginn

Ag Lending Officer, SVP

815 Washington St.
Gainesville, GA 30501

770-299-4620
866-531-4343
Message Allen

Allen joined First Financial Bank in 2008 after 17 years in Live Production for Gold Kist, Inc.   Having a Live Production background coupled with 10+ years of financial experience, Allen truly understands what his customers need to be successful poultry farmers. Nothing makes him happier than seeing the excitement on a client’s face when the loan closes and knowing that First Financial Bank played a key role in enabling their plans.

In 2010, Allen and his family relocated from Gainesville, GA to Goldsboro, NC to open FFB’s second North Carolina location.  In addition to serving the needs of poultry producers in Eastern North Carolina, Allen added Virginia, Maryland, and Delaware to First Financial Bank’s footprint.  His very first construction loan on the Eastern Shore was to a couple who’d been approved by an integrator to construct four broiler houses, but was unable to obtain financing from several local lenders.  First Financial Bank approved that loan and in the last eight years, First Financial Bank has helped them expand to a thriving ten-house broiler operation. These are the kinds of successes that drive Allen.

Outside work, Allen loves to spend time with his family and friends camping in the Southeast, spending time in the outdoors; hunting, fishing and playing golf.

Zac Tarlton

Zac Tarlton

Ag Lending Officer, SVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

A poultry farm owner himself, Zac’s clients trust his hands-on expertise when it comes to the complexities of agricultural lending. Proud to be a part of an industry designed to feed the world, Zac’s passion is fueled by helping local farmers succeed.

After a decade in poultry operations, Zac joined FFB in 2011, understanding what it takes for his customers to be successful in this industry. Staying by their side throughout the entire loan process, he meets farmers on their properties where they are most comfortable.

Outside of work, Zac, an avid sportsman, enjoys hunting and fishing. He has been married to his wife Jennifer for 14 years and they have a ten-year-old son, Mason.

Tennessee
Hunter Crowson

Hunter Crowson

Ag Lending Officer

Dyer, TN

731-318-2648
Message Hunter

Since 2015, Hunter’s been working in the Poultry Industry. As a Cobb and Tyson Breeder tech, he took great pride in making sure his growers would be the most successful that they could be in each flock. His experience as a tech will provide value to his clients to help them grow their operations. With his skillset, he’s an Accountant for the TN National Guard and serves as a part-time youth pastor. In his free time, he enjoys farming, mechanics, DIY home improvements, and spending time with his wife.

Allen Ginn

Allen Ginn

Ag Lending Officer, SVP

815 Washington St.
Gainesville, GA 30501

770-299-4620
866-531-4343
Message Allen

Allen joined First Financial Bank in 2008 after 17 years in Live Production for Gold Kist, Inc.   Having a Live Production background coupled with 10+ years of financial experience, Allen truly understands what his customers need to be successful poultry farmers. Nothing makes him happier than seeing the excitement on a client’s face when the loan closes and knowing that First Financial Bank played a key role in enabling their plans.

In 2010, Allen and his family relocated from Gainesville, GA to Goldsboro, NC to open FFB’s second North Carolina location.  In addition to serving the needs of poultry producers in Eastern North Carolina, Allen added Virginia, Maryland, and Delaware to First Financial Bank’s footprint.  His very first construction loan on the Eastern Shore was to a couple who’d been approved by an integrator to construct four broiler houses, but was unable to obtain financing from several local lenders.  First Financial Bank approved that loan and in the last eight years, First Financial Bank has helped them expand to a thriving ten-house broiler operation. These are the kinds of successes that drive Allen.

Outside work, Allen loves to spend time with his family and friends camping in the Southeast, spending time in the outdoors; hunting, fishing and playing golf.

Greg Graham

Greg Graham

Ag Lending Officer, SVP

2201 Gault Ave. North, Suite G
Fort Payne, AL 35967

256-845-4270
877-845-4271
Message Greg

Helping his clients fulfill their dreams as farm owners is the driving force behind Greg’s enthusiasm for agriculture and poultry lending. With over twenty years’ experience, he continues this passion through a personal commitment to honesty by building lifelong relationships with his clients.  

Farm owners trust Greg’s comprehensive lending plans tailored to their specific needs. His commitment to finding financial solutions and watching his clients turn their dreams into income producing investments is what keeps him going.

Outside of the office, Greg is a family man and an involved member of his church. His passion for the outdoors is furthered by his participation in Scouting and local historical reenactments.

Clint Russell

Clint Russell

Ag Lending Officer

2201 Gault Ave. North, Suite G
Fort Payne, AL 35967

256-997-6568
877-845-4271
Message Clint

Since 1998, Clint’s work in the poultry industry has helped him understand poultry operations from the inside out.  His work as a Service Tech showed him ways to maximize production, manage inventories, and deal with the day-to-day issues that poultry growers face.  This knowledge helps Clint to suggest financial solutions that he knows will make the most sense to farm owners.

His most recent role as a store manager for Volunteer Poultry, provided him with even broader knowledge and skills, including interacting with poultry integrators, outside sales, and supervising both retrofits and new construction of poultry houses.

He and his wife, Sonja, are the proud parents of Olivia and Tyson, who keep them hopping most of the time, but when he has some free time, Clint enjoys hunting, fishing, and golf.

Texas
Ward Herndon

Ward Herndon

Ag Lending Officer, VP

1602 East Starr, Suite 104
Nacogdoches, TX 75961

936-560-1774
800-789-7069
Message Ward

Farmers trust Ward’s abilities to lead them through the complexities of agricultural financing based on the knowledge he’s gained in his 20+ years in the industry. Nothing makes him happier than finding the right loan option to turn his clients’ plans into thriving farms.

You can usually find Ward meeting clients on their farms and learning their plans for their poultry operations. They motivate him to provide unparalleled service in helping them achieve their goals. 

Ward values his time with his wife Sommer and their two children, Tyler and Hollie. An avid outdoorsman, he also enjoys hunting and fishing. Ward’s family are members of the First Baptist Church in Center, Texas.

Kevin Walker

Kevin Walker

Ag Lending Officer, SVP

1602 East Starr, Suite 104
Nacogdoches, TX 75961

936-560-1774
800-789-7069
Message Kevin

Texas poultry farmers appreciate Kevin for being shoulder-to-shoulder with them throughout the loan process. Whether securing funding for a new poultry farm or working to help existing owners retrofit or upgrade their poultry operation, he has the experience they value.

As Branch Manager for the Nacogdoches area, nothing makes Kevin happier than working with farmers to accomplish their goals of owning and managing poultry operations. Building their net-worth to provide viable futures for their families drives Kevin’s efforts. 

Outside work, Kevin is an avid outdoorsman who enjoys hunting and fishing. Continuing the local agricultural tradition, he owns a small herd of registered Brahman cattle. Kevin and his wife are excited about being grandparents.

Virginia
Zac Bray

Zac Bray

Ag Lending Officer, AVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

Growing up on a poultry and cattle operation, Zac understands the financial challenges of the day-to-day operations of agricultural ownership. He enjoys leveraging his personal experience to help local farm owners start or expand their businesses. 

Attracted to Zac’s analytical thinking, personable demeanor, hard-working attitude, farmers trust him to lead them through the loan process from start to finish. Through close collaboration with clients, he finds solutions to any number of financial situations.

Outside of work, Zac enjoys spending time with his wife and two children. He owns a small purebred Angus and Gelbvieh cattle operation. He and his family are active members of Highland Baptist Church in New London, North Carolina. Zac is also a member of the Denton Lions Club, Stanly County Cattleman’s Association and Stanly County Young Farmers and Ranchers.

Allen Ginn

Allen Ginn

Ag Lending Officer, SVP

815 Washington St.
Gainesville, GA 30501

770-299-4620
866-531-4343
Message Allen

Allen joined First Financial Bank in 2008 after 17 years in Live Production for Gold Kist, Inc.   Having a Live Production background coupled with 10+ years of financial experience, Allen truly understands what his customers need to be successful poultry farmers. Nothing makes him happier than seeing the excitement on a client’s face when the loan closes and knowing that First Financial Bank played a key role in enabling their plans.

In 2010, Allen and his family relocated from Gainesville, GA to Goldsboro, NC to open FFB’s second North Carolina location.  In addition to serving the needs of poultry producers in Eastern North Carolina, Allen added Virginia, Maryland, and Delaware to First Financial Bank’s footprint.  His very first construction loan on the Eastern Shore was to a couple who’d been approved by an integrator to construct four broiler houses, but was unable to obtain financing from several local lenders.  First Financial Bank approved that loan and in the last eight years, First Financial Bank has helped them expand to a thriving ten-house broiler operation. These are the kinds of successes that drive Allen.

Outside work, Allen loves to spend time with his family and friends camping in the Southeast, spending time in the outdoors; hunting, fishing and playing golf.

Ashley Mitchell

Ashley Mitchell

Ag Lending Officer

10250 Stone Creek Dr., Unit #2
Laurel, DE 19956

302-280-6173
Message Ashley

Ashley joined the team in 2018 and has a deep knowledge of lending programs and diverse accounting and finance experience, making her an invaluable asset to the team. She enjoys helping clients reach their goals - whether it's purchasing a farm, making improvements to their existing farm, or getting the loan to the closing table. "The Eastern Shore has a significant agricultural presence. My grandparents have a small row crop farm, my husband is an Ag Manager for a frozen vegetable company, and his family has a small poultry and grain farm. I am honored to have the opportunity to be involved in Agriculture in my own way while utilizing my financial experience, stated Mitchell." Outside of Work, Ashley loves to travel, listen to live music, and spend time with friends and family.

Zac Tarlton

Zac Tarlton

Ag Lending Officer, SVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

A poultry farm owner himself, Zac’s clients trust his hands-on expertise when it comes to the complexities of agricultural lending. Proud to be a part of an industry designed to feed the world, Zac’s passion is fueled by helping local farmers succeed.

After a decade in poultry operations, Zac joined FFB in 2011, understanding what it takes for his customers to be successful in this industry. Staying by their side throughout the entire loan process, he meets farmers on their properties where they are most comfortable.

Outside of work, Zac, an avid sportsman, enjoys hunting and fishing. He has been married to his wife Jennifer for 14 years and they have a ten-year-old son, Mason.

West Virginia
Zac Bray

Zac Bray

Ag Lending Officer, AVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

Growing up on a poultry and cattle operation, Zac understands the financial challenges of the day-to-day operations of agricultural ownership. He enjoys leveraging his personal experience to help local farm owners start or expand their businesses. 

Attracted to Zac’s analytical thinking, personable demeanor, hard-working attitude, farmers trust him to lead them through the loan process from start to finish. Through close collaboration with clients, he finds solutions to any number of financial situations.

Outside of work, Zac enjoys spending time with his wife and two children. He owns a small purebred Angus and Gelbvieh cattle operation. He and his family are active members of Highland Baptist Church in New London, North Carolina. Zac is also a member of the Denton Lions Club, Stanly County Cattleman’s Association and Stanly County Young Farmers and Ranchers.

Zac Tarlton

Zac Tarlton

Ag Lending Officer, SVP

1507 Skyway Dr.
Monroe, NC 28110

704-289-9877
800-465-0454
Message Zac

A poultry farm owner himself, Zac’s clients trust his hands-on expertise when it comes to the complexities of agricultural lending. Proud to be a part of an industry designed to feed the world, Zac’s passion is fueled by helping local farmers succeed.

After a decade in poultry operations, Zac joined FFB in 2011, understanding what it takes for his customers to be successful in this industry. Staying by their side throughout the entire loan process, he meets farmers on their properties where they are most comfortable.

Outside of work, Zac, an avid sportsman, enjoys hunting and fishing. He has been married to his wife Jennifer for 14 years and they have a ten-year-old son, Mason.