Compare Our Small Business Loans
SBA 7(a) Loan
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General Purpose
Loan Size
$350,000 to $5,000,000
Interest Rate
- Variable or fixed rate
- Fully amortized through the term of the loan
- Interest rates are based on the current market conditions with various indexes up to prime and individual loan review
Terms Available * Amortization Periods
- Up to 25 years: real estate
- Up to 10 years: equipment, business acquisition
- Up to 10 years: working capital
- All loans are fully amortized
- No balloon payments
Loan Purpose
- Expand, acquire or start a business
- Purchase or construct real estate
- Refinance existing business debt
- Buy equipment
- Provide working capital
- Finance building improvements
- Purchase inventory
Loan Structure
- Up to 90% bank loan
- 10% borrower down payment
Loan Fees
- 0% - 3.06% of loan depending on size
- Fees rolled into loan
FFB Direct Loan
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General Purpose
Loan Size
Unlimited
Interest Rate
Variable or fixed rate
Terms Available * Amortization Periods
- Typically 20 year amortization for real estate with 5 year balloon
- 10 year balloon
- 5 Years: equipment
- Typically 1 year line of credit working capital
Loan Purpose
- Expand or acquire a business
- Purchase or construct real estate
- Refinance existing business debt
- Buy equipment
- Provide working capital
- Construct leasehold improvements
- Purchase inventory
Loan Structure
- Up to 80% bank loan
- 20% borrower down Payment
- Plus closing costs
Loan Fees
- 0% - 3.06% origination fee
- Fees paid at closing